When all the sophisticated coordination of those agencies was IGNORED by the chief executive, and when he in fact DIRECTED those agencies to "produce intelligence" that pointed to WMD and Iraq being behind 9/11 (as referenced by Richard Clarke)... I'm sorry, but that IS the action of one person, and he sure as hell has a lot of motive to have an interpersonal grudge match as well as a financial gain for himself and his energy buddies.